Raymond James financial advisors may only conduct business with residents of the states for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability. © Raymond James Financial Services, Inc., member FINRA/SIPC Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC | Privacy Policy

Planning life to the fullest.

Michael Cartwright, CFP®

Financial Advisor, RJFS

Michael W. Cartwright, CFP® has been a financial advisor in the Chattanooga community since 1984. This hands-on experience and longevity in the investment community has allowed Michael to bring a truly long term view, coupled with a tempered, steady hand and a patient demeanor to the advice and counseling he provides his friends and clients.

IDS/American Express was the launching pad for Michael's career in 1984 where he was named rookie of the year and promoted to field trainer. In 1986 he moved on to J.J.B. Hilliard, W.L. Lyons & Company, a Louisville, Kentucky based Broker/Dealer, as an Investment Broker. When Hilliard Lyons left Chattanooga in 1988, Mike helped in the formation of First Financial Services, the investment subsidiary of First Federal Savings & Loan and became its Manager in 1991. Michael was awarded MVP status for the years 1989, 1990, 1991 and 1992. With the First Federal/AmSouth Bank merger, he became Vice President and Senior Investment Officer of AmSouth Investment Services of Tennessee and an Officer of the Bank. His responsibilities included all investment operations for the state of Tennessee.

In 1993 Michael established an independent branch office of LPL Financial. The establishment of Cartwright, Hitching and Frazier has had a tremendous positive impact on his clients and allowed for the natural synergy and flow of ideas that accompany the team approach.

Michael is a graduate of The College of Financial Planning in Denver, Colorado and was awarded the certification of Certified Financial Planner™ (CFP®) by the Certified Financial Planning Board of Standards of Washington, D.C.. He is a member of the Financial Planning Association (FPA), Denver, CO. he received his ABS in Senior Accounting at McKenzie College in 1984 and was named Outstanding Accounting Student for that year. He has received dual international degrees: a BA degree in International Relations and Diplomacy from the University of Business and International Studies (UBIS) in Geneva, Switzerland and a BS in International Business from Potomac University in Washington, D.C. He graduated Magna Cum Laude and Summa Cum Laude respectively. Michael is a lifelong learner with a passion for Economics, Business and International Events.

Outside his profession Michael has a rich array of hobbies and is an active member of the Chattanooga community. He serves on the Board of Deacons at his family's church and Chairman of Deacons and Treasurer in previous church positions since the age of 28. He has served as Cubmaster of Bright School's Pack 3034 and served on the Advisory Board of Habitat for Humanity in the Chattanooga Area. He is a year 2000 graduate of the Panoz Racing School of Road Atlanta. Through Cartwright Motorsports, Inc., Michael owned, sponsored, and drove a BMW 325is race car at the major race tracks throughout the Southeast from 2000 to 2005. Among his favorite hobbies is his love of stamp collecting through the American Philatelic Society and the American Helvetia Philatelic Society. He is also the creator of the once published daily cartoon strip "RATZENKATZ". He resides on Signal Mountain with his wife of 29 years, Cindy and his son Daniel.

CFP® | Certified Financial Planner™ |
Certified Financial Planner Board of Standards, Inc., owns the certification marks above, which it awards to individuals who successfully complete initial and ongoing certification requirements.

Raymond James financial advisors may only conduct business with residents of the states for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.© Raymond James Financial Services, Inc., member FINRA/SIPC Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Lawson Winchester Wealth Management is not a registered broker/dealer, and is independent of Raymond James Financial Services. | Privacy Policy